> For the complete documentation index, see [llms.txt](https://helloforlend.gitbook.io/welcome-to-forlend/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://helloforlend.gitbook.io/welcome-to-forlend/forlend-guides/borrowing-from-forlend.md).

# Borrowing from Forlend

### **Borrowing on Forlend**

Now that you have collateral, you can borrow on Forlend. To borrow, simply click the “BORROW” button and enter the amount you wish to borrow.

![](https://967125615-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FJzlcSR9pG9lFD298DQ5n%2Fuploads%2FU3w18TCJSgBGa3JbHmqg%2F5?alt=media)

You can see how much you have borrowed under the “My Lend” menu bar. The default ratio of assets we can borrow is 80%, but you can manually adjust it to 100%. Whatever your collateral is can be seized to secure the loan if you are not able to pay it back.

### **Repaying Loans** 

{% content-ref url="/pages/sI9B2EkWfzBIaMATQqbq" %}
[Withdrawing Assets](/welcome-to-forlend/forlend-guides/supplying-depositing-assets/withdrawing-assets.md)
{% endcontent-ref %}

More details on the interest rate mechanism:

{% content-ref url="/pages/tfEcx0SZ4ODbn2J2OvFo" %}
[Interest Rate Markets](/welcome-to-forlend/protocol-basics/interest-rate-markets.md)
{% endcontent-ref %}