> For the complete documentation index, see [llms.txt](https://helloforlend.gitbook.io/welcome-to-forlend/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://helloforlend.gitbook.io/welcome-to-forlend/forlend-guides/supplying-depositing-assets.md).

# Supplying / Depositing Assets

{% hint style="info" %}
**To borrow on Forlend, you’ll need to put up supported assets as collateral.** 
{% endhint %}

### **Step 1. Go to** [**Forlend**](https://forlend.io/#/) **and connect your MetaMask wallet.**

<figure><img src="/files/RsqHTqoMTUhUbdxpEKMJ" alt=""><figcaption></figcaption></figure>

### **Step 2: Supplying/Depositing Assets**&#x20;

Supply the desired amount of assets to Forlend by clicking on "SUPPLY". Keep in mind that all DeFi loans, including those on Forlend, are over-collateralized. The more you put up, the higher your borrowing limit, but what you put up can be seized if you get liquidated.

![](/files/gbffglhT7UJmPZbUtfkL)

### **Step 3: Earning interest**

Depositors/borrowers will receive interest on their deposited assets that are algorithmically adjusted based on market conditions. **Each supported asset** has its own interest rate market with a different interest rate (floating rate, adjusted for each block based on supply/demand). When users (or applications) supply an asset, they begin earning a variable interest rate instantly. Interest accrues every block, and users can withdraw their principal plus interest anytime.

More details on the interest rate mechanism:

{% content-ref url="/pages/tfEcx0SZ4ODbn2J2OvFo" %}
[Interest Rate Markets](/welcome-to-forlend/protocol-basics/interest-rate-markets.md)
{% endcontent-ref %}

### **Step4: Withdrawing Assets**

{% content-ref url="/pages/sI9B2EkWfzBIaMATQqbq" %}
[Withdrawing Assets](/welcome-to-forlend/forlend-guides/supplying-depositing-assets/withdrawing-assets.md)
{% endcontent-ref %}